Terms of Service

1. Agreement to Terms

Welcome to Phantotalk. These Terms of Service (“Terms”) constitute a legally binding agreement between you and Phantotalk (“we,” “us,” or “our”) governing your access to and use of the Phantotalk web application, API, and all related services (collectively, the “Services”). Please read these Terms carefully before using the Services.

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.

If you do not agree to these Terms, you must immediately stop using the Services. We reserve the right to modify these Terms at any time. We will notify users of material changes by updating the “Last Updated” date above. Your continued use of the Services following any modification constitutes your acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years of age to use Phantotalk. By accessing or using the Services, you represent and warrant that:

• You are at least 18 years old
• You have full legal capacity to enter into this agreement
• You are not located in, ordinarily resident in, or accessing the Services from a jurisdiction where doing so would be prohibited or restricted by applicable law
• You are not a person or entity on any sanctions list maintained by the United States (OFAC), European Union, United Kingdom, or United Nations
• You have not previously been suspended or banned from the Services

Access to the Services may be restricted in certain jurisdictions due to applicable regulations. It is your sole responsibility to ensure compliance with all laws and regulations in your jurisdiction.

3. Account Creation & Wallet Authentication

Phantotalk uses wallet-based authentication exclusively. There are no email or password accounts. To access the Services, you must connect a compatible Solana wallet (such as Phantom, Backpack, Solflare, or Brave Wallet) and sign a cryptographic authentication message.

By connecting your wallet, you acknowledge and agree that:

• You are the rightful owner or authorized user of the connected wallet
• Your public wallet address serves as your unique identity on the platform
• You are solely responsible for maintaining the security of your wallet, private keys, and seed phrase
• We will never request your private key or seed phrase under any circumstances
• Loss of access to your wallet means permanent loss of access to your Phantotalk account
• You may link multiple wallets to a single account, but may not use multiple accounts to evade restrictions

Authentication is performed using a time-limited nonce. Authentication sessions expire after 30 days, after which re-authentication is required.

4. Nature of Service & Financial Disclaimer

Phantotalk is a social communication and community platform. It is NOT:

• A registered investment advisor, broker-dealer, or securities exchange
• A financial planning or portfolio management service
• A cryptocurrency exchange or custodian
• A regulated financial institution of any kind

All features including call tracking, PnL displays, token safety indicators, reputation scores, and leaderboards are provided for informational and social entertainment purposes only. They do not constitute investment advice, financial recommendations, or endorsements of any token, project, or trading strategy.

• Past performance of any user call or displayed trade does not guarantee or predict future results
• Token safety scores and rug check indicators are automated and may be incomplete or inaccurate
• Displayed prices, market cap data, and liquidity information are sourced from third parties and may not reflect real-time market conditions
• We do not custody, hold, move, or have access to any cryptocurrency on your behalf
• All swap functionality links to third-party decentralized exchanges; we are not party to those transactions

Cryptocurrency and token trading carries extreme risk, including but not limited to complete loss of invested capital, illiquidity, and total project failure. Never invest funds you cannot afford to lose entirely.

5. User Conduct & Content Standards

5.1 Your Content

You retain ownership of content you post. By posting content, you grant Phantotalk a worldwide, non-exclusive, royalty-free, sublicensable license to use, reproduce, display, and distribute that content solely for the purpose of operating and improving the Services.

5.2 Prohibited Content

You agree that you will not post, transmit, or facilitate content that:

• Violates any applicable local, national, or international law or regulation
• Constitutes, promotes, or facilitates market manipulation, including pump-and-dump schemes, wash trading, or coordinated price manipulation
• Contains materially false or misleading statements about cryptocurrency projects, tokens, or market conditions
• Harasses, abuses, threatens, or intimidates other users
• Contains spam, unsolicited advertising, phishing content, or malicious links
• Impersonates any person, cryptocurrency project, or entity
• Discloses private wallet addresses or personal information of others without their explicit consent
• Infringes any intellectual property, privacy, or other rights of any third party

5.3 Prohibited Conduct

You agree not to:

• Use the Services for any unlawful purpose, including money laundering or sanctions evasion
• Attempt to gain unauthorized access to any other user's account or the platform's systems
• Use automated bots, scrapers, or crawlers without our prior written authorization
• Manipulate call tracking data, PnL scores, reputation systems, or leaderboards through artificial means
• Engage in coordinated inauthentic behavior, sybil attacks, or fake account creation
• Knowingly exploit security vulnerabilities; report them responsibly to [email protected]instead
• Interfere with or disrupt the integrity or performance of the Services or its underlying infrastructure
• Reverse engineer, decompile, or attempt to extract the source code of the Services

6. Call Tracking & Reputation System

Phantotalk operates a voluntary call-tracking and reputation system designed to promote transparency and accountability in the community. By submitting a trade call, you acknowledge:

• Calls are logged permanently and publicly displayed alongside outcomes
• Price and outcome data is sourced from third-party market data providers and may not be perfectly accurate
• Reputation scores are calculated algorithmically and do not constitute endorsement by Phantotalk
• You may not attempt to retroactively alter, delete, or misrepresent your submitted calls
• We reserve the right to correct, adjust, or remove data resulting from system errors, data provider failures, or fraudulent manipulation
• Call performance history is public and may remain visible after account deactivation

7. Token-Gated Access & Premium Features

Certain areas of the platform may require holding a minimum balance of a specific token (“token-gated groups”) or subscribing to premium tiers. The following terms apply:

• Token-gating eligibility is verified on-chain at the time of access; price volatility or transfers may affect your eligibility without prior notice
• We are not responsible for token price changes that affect your access to token-gated content
• Subscription fees, where applicable, are non-refundable once a billing period has commenced
• Cancellation of a subscription takes effect at the end of the current billing period
• We reserve the right to modify, suspend, or discontinue any premium feature with reasonable notice

8. Third-Party Services & Integrations

The Services integrate with or link to third-party platforms and services, including:

• Decentralized exchanges (e.g., Jupiter, Raydium) for token swap functionality
• Blockchain data providers for token prices, holder data, and safety analysis
• Solana RPC providers for on-chain verification
• Analytics and infrastructure providers

We are not responsible for the availability, accuracy, security, or content of third-party services. Your use of third-party integrations is subject to their respective terms and privacy policies. All swap transactions are executed directly on-chain between you and the relevant smart contracts; Phantotalk is not a counterparty to any trade.

9. Intellectual Property

The Phantotalk platform, including its design, code, trademarks, logos, and original content, is owned by Phantotalk and protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes in accordance with these Terms.

You may not copy, modify, distribute, sell, or create derivative works from any part of the Services without our prior written consent. “Phantotalk” and associated logos are trademarks of Phantotalk. Unauthorized use of our trademarks is strictly prohibited.

10. Disclaimers of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PHANTOTALK EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Services will be uninterrupted, timely, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of call tracking data, token prices, safety scores, or market information
• Warranties that any defects will be corrected

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PHANTOTALK AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenues, or business opportunities
• Loss or theft of cryptocurrency, digital assets, or wallet funds
• Losses resulting from reliance on call tracking data, token safety scores, or user-posted content
• Unauthorized access to or alteration of your transmissions or data
• Statements or conduct of third parties on the Services

IN NO EVENT SHALL PHANTOTALK'S AGGREGATE LIABILITY TO YOU EXCEED THE GREATER OF (A) THE TOTAL FEES YOU HAVE PAID TO PHANTOTALK IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THIS LIMITATION APPLIES REGARDLESS OF THE THEORY OF LIABILITY.

12. Indemnification

You agree to indemnify, defend, and hold harmless Phantotalk and its officers, directors, employees, contractors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of or access to the Services; (b) your violation of these Terms; (c) your User Content; or (d) your violation of any rights of another person or entity.

13. Termination

We reserve the right to suspend, restrict, or permanently terminate your access to the Services at any time, with or without notice, for any reason, including but not limited to violation of these Terms, suspected fraudulent or illegal activity, or prolonged inactivity.

Upon termination, your license to use the Services immediately ceases. Sections 4, 10, 11, 12, 14, and 15 survive termination. You may request account deletion at any time by contacting us at [email protected].

14. Dispute Resolution & Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles.

Binding Arbitration:Any dispute, claim, or controversy arising out of or relating to these Terms or the Services that cannot be resolved informally shall be resolved by final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration shall be conducted in English. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver:YOU AGREE THAT ANY CLAIMS MUST BE BROUGHT IN YOUR INDIVIDUAL CAPACITY ONLY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of a representative or class proceeding.

Exceptions: Either party may seek emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration.

15. General Provisions

• Entire Agreement: These Terms and the Privacy Policy constitute the entire agreement between you and Phantotalk regarding the Services and supersede all prior agreements.
• Severability: If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
• Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.
• Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations freely.
• Force Majeure: We are not liable for delays or failures caused by circumstances beyond our reasonable control, including blockchain network outages, third-party service failures, or regulatory actions.

16. Contact Information

For questions about these Terms or the Services, please contact us: